Create README.md

README.md

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+## About Dataset
+
+![Company Bankruptcy](https://1.bp.blogspot.com/-E_2cC9Oom7E/Xv8PK9BfgBI/AAAAAAAAAio/5ZmzIiyOOfI8WPS45FKYk0ojHN-vumqNQCLcBGAsYHQ/s1600/bankruptcy.jpg)
+![Company Bankruptcy](https://stocktonfamilylawbankruptcy.com/wp-content/uploads/2017/04/shutterstock_587949494.jpg)
+![Bankruptcy Prediction](https://insightimi.files.wordpress.com/2021/12/91305e85-8068-4af2-88ef-e15b5956aa65.jpeg)
+
+### Context
+
+The data were collected from the Taiwan Economic Journal for the years 1999 to 2009. Company bankruptcy was defined based on the business regulations of the Taiwan Stock Exchange.
+
+### Attribute Information
+
+Version 2: Updated column names and descriptions to make the data easier to understand (Y = Output feature, X = Input features)
+
+Y - Bankrupt?: Class label
+X1 - ROA(C) before interest and depreciation before interest: Return On Total Assets(C)
+X2 - ROA(A) before interest and % after tax: Return On Total Assets(A)
+X3 - ROA(B) before interest and depreciation after tax: Return On Total Assets(B)
+X4 - Operating Gross Margin: Gross Profit/Net Sales
+X5 - Realized Sales Gross Margin: Realized Gross Profit/Net Sales
+X6 - Operating Profit Rate: Operating Income/Net Sales
+X7 - Pre-tax net Interest Rate: Pre-Tax Income/Net Sales
+X8 - After-tax net Interest Rate: Net Income/Net Sales
+X9 - Non-industry income and expenditure/revenue: Net Non-operating Income Ratio
+X10 - Continuous interest rate (after tax): Net Income-Exclude Disposal Gain or Loss/Net Sales
+X11 - Operating Expense Rate: Operating Expenses/Net Sales
+X12 - Research and development expense rate: (Research and Development Expenses)/Net Sales
+X13 - Cash flow rate: Cash Flow from Operating/Current Liabilities
+X14 - Interest-bearing debt interest rate: Interest-bearing Debt/Equity
+X15 - Tax rate (A): Effective Tax Rate
+X16 - Net Value Per Share (B): Book Value Per Share(B)
+X17 - Net Value Per Share (A): Book Value Per Share(A)
+X18 - Net Value Per Share (C): Book Value Per Share(C)
+X19 - Persistent EPS in the Last Four Seasons: EPS-Net Income
+X20 - Cash Flow Per Share
+X21 - Revenue Per Share (Yuan ¥): Sales Per Share
+X22 - Operating Profit Per Share (Yuan ¥): Operating Income Per Share
+X23 - Per Share Net profit before tax (Yuan ¥): Pretax Income Per Share
+X24 - Realized Sales Gross Profit Growth Rate
+X25 - Operating Profit Growth Rate: Operating Income Growth
+X26 - After-tax Net Profit Growth Rate: Net Income Growth
+X27 - Regular Net Profit Growth Rate: Continuing Operating Income after Tax Growth
+X28 - Continuous Net Profit Growth Rate: Net Income-Excluding Disposal Gain or Loss Growth
+X29 - Total Asset Growth Rate: Total Asset Growth
+X30 - Net Value Growth Rate: Total Equity Growth
+X31 - Total Asset Return Growth Rate Ratio: Return on Total Asset Growth
+X32 - Cash Reinvestment %: Cash Reinvestment Ratio
+X33 - Current Ratio
+X34 - Quick Ratio: Acid Test
+X35 - Interest Expense Ratio: Interest Expenses/Total Revenue
+X36 - Total debt/Total net worth: Total Liability/Equity Ratio
+X37 - Debt ratio %: Liability/Total Assets
+X38 - Net worth/Assets: Equity/Total Assets
+X39 - Long-term fund suitability ratio (A): (Long-term Liability+Equity)/Fixed Assets
+X40 - Borrowing dependency: Cost of Interest-bearing Debt
+X41 - Contingent liabilities/Net worth: Contingent Liability/Equity
+X42 - Operating profit/Paid-in capital: Operating Income/Capital
+X43 - Net profit before tax/Paid-in capital: Pretax Income/Capital
+X44 - Inventory and accounts receivable/Net value: (Inventory+Accounts Receivables)/Equity
+X45 - Total Asset Turnover
+X46 - Accounts Receivable Turnover
+X47 - Average Collection Days: Days Receivable Outstanding
+X48 - Inventory Turnover Rate (times)
+X49 - Fixed Assets Turnover Frequency
+X50 - Net Worth Turnover Rate (times): Equity Turnover
+X51 - Revenue per person: Sales Per Employee
+X52 - Operating profit per person: Operation Income Per Employee
+X53 - Allocation rate per person: Fixed Assets Per Employee
+X54 - Working Capital to Total Assets
+X55 - Quick Assets/Total Assets
+X56 - Current Assets/Total Assets
+X57 - Cash/Total Assets
+X58 - Quick Assets/Current Liability
+X59 - Cash/Current Liability
+X60 - Current Liability to Assets
+X61 - Operating Funds to Liability
+X62 - Inventory/Working Capital
+X63 - Inventory/Current Liability
+X64 - Current Liabilities/Liability
+X65 - Working Capital/Equity
+X66 - Current Liabilities/Equity
+X67 - Long-term Liability to Current Assets
+X68 - Retained Earnings to Total Assets
+X69 - Total income/Total expense
+X70 - Total expense/Assets
+X71 - Current Asset Turnover Rate: Current Assets to Sales
+X72 - Quick Asset Turnover Rate: Quick Assets to Sales
+X73 - Working capitcal Turnover Rate: Working Capital to Sales
+X74 - Cash Turnover Rate: Cash to Sales
+X75 - Cash Flow to Sales
+X76 - Fixed Assets to Assets
+X77 - Current Liability to Liability
+X78 - Current Liability to Equity
+X79 - Equity to Long-term Liability
+X80 - Cash Flow to Total Assets
+X81 - Cash Flow to Liability
+X82 - CFO to Assets
+X83 - Cash Flow to Equity
+X84 - Current Liability to Current Assets
+X85 - Liability-Assets Flag: 1 if Total Liability exceeds Total Assets, 0 otherwise
+X86 - Net Income to Total Assets
+X87 - Total assets to GNP price
+X88 - No-credit Interval
+X89 - Gross Profit to Sales
+X90 - Net Income to Stockholder's Equity
+X91 - Liability to Equity
+X92 - Degree of Financial Leverage (DFL)
+X93 - Interest Coverage Ratio (Interest expense to EBIT)
+X94 - Net Income Flag: 1 if Net Income is Negative for the last two years, 0 otherwise
+X95 - Equity to Liability
+
+### Source
+
+Deron Liang and Chih-Fong Tsai, deronliang '@' gmail.com; cftsai '@' mgt.ncu.edu.tw, National Central University, Taiwan
+The data was obtained from UCI Machine Learning Repository: https://archive.ics.uci.edu/ml/datasets/Taiwanese+Bankruptcy+Prediction
+
+### Relevant Papers
+
+Liang, D., Lu, C.-C., Tsai, C.-F., and Shih, G.-A. (2016) Financial Ratios and Corporate Governance Indicators in Bankruptcy Prediction: A Comprehensive Study. European Journal of Operational Research, vol. 252, no. 2, pp. 561-572.
+https://www.sciencedirect.com/science/article/pii/S0377221716000412