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description
The world's savings protocol, run by you.

About PoolTogether

PoolTogether is a prize savings protocol, enabling you to win by saving.

  1. Deposit USDC for a chance to win
  2. Participate in daily prize draws
  3. Withdraw your deposit any time - even if you don't win!

Every dollar you deposit gives you a chance to win prizes. The more you save, the higher your odds!

PoolTogether is one of the first and most widely used DeFi (Decentralized Finance) applications and has been live for over four years. Since its inception, the protocol distributed over $10 million in prizes to depositors. The luckiest winner so far deposited $74 and won over $40,000.

How does it work?

This is possible because prizes are made up of the interest that accrues on all deposited funds:

🏦 Users deposit into the network

📈 Yield accrues on all deposits

🏆 The yield is randomly awarded as prizes to the users.

PoolTogether is

PoolTogether is a Prize Linked Savings account powered by the blockchain. It's:

Provably fair

Prize draws at PoolTogether are transparent: anyone can confirm who won, when, and why.

Globally accessible

The protocol empowers everyone to save. It offers a level playing field where every user enjoys the same conditions.

Fully non-custodial

No one but you has access to your deposited funds. PoolTogether is non-custodial, meaning users can redeem their money from the pool at any time.

Open-source & secure

The protocol is made up of computer software: smart contracts living on the blockchain. The code is open-source for everyone to verify and validate. On top of that, PoolTogether undergoes regular audits.

Decentralized

PoolTogether is user-owned and user-driven. Control over the protocol rests in the hands of the community holding the POOL token. Find out more about governance