diff --git a/js/stripe.js b/js/stripe.js
index 60777d81c..f024f583c 100644
--- a/js/stripe.js
+++ b/js/stripe.js
@@ -99,33 +99,59 @@ Liberapay.stripe_form_init = function($form) {
         if (local_address.length === 1) {
             local_address.push(null);
         }
-        var pmData = {
-            billing_details: {
-                address: {
-                    city: $postal_address_city.val(),
-                    country: $postal_address_country.val(),
-                    line1: local_address[0],
-                    line2: local_address[1],
-                    postal_code: $postal_address_code.val(),
-                    state: $postal_address_region.val(),
-                },
-                email: $form.find('input[name="owner.email"]').val(),
-                name: $form.find('input[name="owner.name"]').val(),
-            }
-        };
-        stripe.createPaymentMethod(pmType, element, pmData).then(Liberapay.wrap(function(result) {
-            if (result.error) {
-                $errorElement.text(result.error.message);
-            } else {
-                submitting = true;
-                $form.find('input[name="route"]').remove();
-                $form.find('input[name="stripe_pm_id"]').remove();
-                var $hidden_input = $('<input type="hidden" name="stripe_pm_id">');
-                $hidden_input.val(result.paymentMethod.id);
-                $form.append($hidden_input);
-                $form.submit();
-            }
-        }));
+        if (element_type == 'iban') {
+            var tokenData = {
+                currency: 'EUR',
+                account_holder_name: $form.find('input[name="owner.name"]').val(),
+                address_country: $postal_address_country.val(),
+                address_state: $postal_address_region.val(),
+                address_city: $postal_address_city.val(),
+                address_zip: $postal_address_code.val(),
+                address_line1: local_address[0],
+                address_line2: local_address[1],
+            };
+            stripe.createToken(element, tokenData).then(Liberapay.wrap(function(result) {
+                if (result.error) {
+                    $errorElement.text(result.error.message);
+                } else {
+                    submitting = true;
+                    $form.find('input[name="route"]').remove();
+                    $form.find('input[name="token"]').remove();
+                    var $hidden_input = $('<input type="hidden" name="token">');
+                    $hidden_input.val(result.token.id);
+                    $form.append($hidden_input);
+                    $form.submit();
+                }
+            }));
+        } else {
+            var pmData = {
+                billing_details: {
+                    address: {
+                        city: $postal_address_city.val(),
+                        country: $postal_address_country.val(),
+                        line1: local_address[0],
+                        line2: local_address[1],
+                        postal_code: $postal_address_code.val(),
+                        state: $postal_address_region.val(),
+                    },
+                    email: $form.find('input[name="owner.email"]').val(),
+                    name: $form.find('input[name="owner.name"]').val(),
+                }
+            };
+            stripe.createPaymentMethod(pmType, element, pmData).then(Liberapay.wrap(function(result) {
+                if (result.error) {
+                    $errorElement.text(result.error.message);
+                } else {
+                    submitting = true;
+                    $form.find('input[name="route"]').remove();
+                    $form.find('input[name="stripe_pm_id"]').remove();
+                    var $hidden_input = $('<input type="hidden" name="stripe_pm_id">');
+                    $hidden_input.val(result.paymentMethod.id);
+                    $form.append($hidden_input);
+                    $form.submit();
+                }
+            }));
+        }
     }));
     $form.attr('action', '');
 };
diff --git a/liberapay/payin/stripe.py b/liberapay/payin/stripe.py
index 732a6d4c8..0d75fd9cc 100644
--- a/liberapay/payin/stripe.py
+++ b/liberapay/payin/stripe.py
@@ -227,7 +227,7 @@ def try_other_destinations(db, payin, payer, charge, update_donor=True):
 
 
 def charge_and_transfer(
-    db, payin, payer, statement_descriptor, on_behalf_of=None, update_donor=True,
+    db, payin, payer, statement_descriptor, update_donor=True,
 ):
     """Create a standalone Charge then multiple Transfers.
 
@@ -243,21 +243,24 @@ def charge_and_transfer(
     description = generate_charge_description(payin)
     try:
         if route.address.startswith('pm_'):
-            intent = stripe.PaymentIntent.create(
+            params = dict(
                 amount=Money_to_int(amount),
                 confirm=True,
                 currency=amount.currency.lower(),
                 customer=route.remote_user_id,
                 description=description,
+                mandate=route.mandate,
                 metadata={'payin_id': payin.id},
                 off_session=payin.off_session,
-                on_behalf_of=on_behalf_of,
                 payment_method=route.address,
+                payment_method_types=['sepa_debit' if route.network == 'stripe-sdd' else 'card'],
                 return_url=payer.url('giving/pay/stripe/%i' % payin.id),
-                setup_future_usage=(None if route.one_off or payin.off_session else 'off_session'),
                 statement_descriptor=statement_descriptor,
                 idempotency_key='payin_intent_%i' % payin.id,
             )
+            if not route.mandate and not route.one_off and not payin.off_session:
+                params['setup_future_usage'] = 'off_session'
+            intent = stripe.PaymentIntent.create(**params)
         else:
             charge = stripe.Charge.create(
                 amount=Money_to_int(amount),
@@ -265,7 +268,6 @@ def charge_and_transfer(
                 customer=route.remote_user_id,
                 description=description,
                 metadata={'payin_id': payin.id},
-                on_behalf_of=on_behalf_of,
                 source=route.address,
                 statement_descriptor=statement_descriptor,
                 expand=['balance_transaction'],
@@ -313,22 +315,26 @@ def destination_charge(db, payin, payer, statement_descriptor, update_donor=True
         destination = None
     try:
         if route.address.startswith('pm_'):
-            intent = stripe.PaymentIntent.create(
+            params = dict(
                 amount=Money_to_int(amount),
                 confirm=True,
                 currency=amount.currency.lower(),
                 customer=route.remote_user_id,
                 description=description,
+                mandate=route.mandate,
                 metadata={'payin_id': payin.id},
                 off_session=payin.off_session,
                 on_behalf_of=destination,
                 payment_method=route.address,
+                payment_method_types=['sepa_debit' if route.network == 'stripe-sdd' else 'card'],
                 return_url=payer.url('giving/pay/stripe/%i' % payin.id),
-                setup_future_usage=(None if route.one_off or payin.off_session else 'off_session'),
                 statement_descriptor=statement_descriptor,
                 transfer_data={'destination': destination} if destination else None,
                 idempotency_key='payin_intent_%i' % payin.id,
             )
+            if not route.mandate and not route.one_off and not payin.off_session:
+                params['setup_future_usage'] = 'off_session'
+            intent = stripe.PaymentIntent.create(**params)
         else:
             charge = stripe.Charge.create(
                 amount=Money_to_int(amount),
diff --git a/www/%username/giving/pay/stripe/%payin_id.spt b/www/%username/giving/pay/stripe/%payin_id.spt
index 5e9d02191..53c7d7c1a 100644
--- a/www/%username/giving/pay/stripe/%payin_id.spt
+++ b/www/%username/giving/pay/stripe/%payin_id.spt
@@ -205,6 +205,7 @@ if tippees:
             raise response.redirect(payer.path(
                 'giving/pay?redirect_reason=unaccepted_currency'
             ))
+    route_address_pattern = 'src_%' if payment_type == 'sdd' and len(tips) == 1 else '%'
     routes = website.db.all("""
         SELECT r
           FROM exchange_routes r
@@ -212,11 +213,12 @@ if tippees:
            AND r.status = 'chargeable'
            AND r.network::text LIKE %s
            AND (r.one_off IS FALSE OR r.ctime > (current_timestamp - interval '6 hours'))
+           AND r.address LIKE %s
       ORDER BY r.is_default_for = %s DESC NULLS LAST
              , r.is_default DESC NULLS LAST
              , r.network = 'stripe-sdd' DESC
              , r.id DESC
-    """, (payer.id, 'stripe-' + (payment_type or '%'), payment.currency))
+    """, (payer.id, 'stripe-' + (payment_type or '%'), route_address_pattern, payment.currency))
     if routes:
         route = None
         while routes: