diff --git a/app/models/financial_report.rb b/app/models/financial_report.rb
index 2802d08..c59b1fe 100644
--- a/app/models/financial_report.rb
+++ b/app/models/financial_report.rb
@@ -20,43 +20,67 @@ def next_year
   end
 
   def checking_data
-    AccountData.new(FinancialAccount.wf_checking, @year)
+    accounts = [
+      FinancialAccount.usb_checking,
+      FinancialAccount.wf_checking
+    ]
+    AccountData.new(accounts, @year)
   end
 
   def savings_data
-    AccountData.new(FinancialAccount.wf_savings, @year)
+    accounts = [
+      FinancialAccount.wf_savings
+    ]
+    AccountData.new(accounts, @year)
   end
 
   class AccountData
-    def initialize(account, year)
-      @account = account
+    def initialize(accounts, year)
+      @accounts = accounts
       @year = year
+      grouped_statements
     end
 
     def starting_amounts
-      statements.map(&:starting_amount_cents)
+      grouped_statements.map do |statements|
+        amounts = statements.map(&:starting_amount_cents).compact
+        next if amounts.empty?
+
+        amounts.sum
+      end
     end
 
     def ending_amounts
-      statements.map(&:ending_amount_cents)
+      grouped_statements.map do |statements|
+        amounts = statements.map(&:ending_amount_cents).compact
+        next if amounts.empty?
+
+        amounts.sum
+      end
     end
 
     def net_amounts
-      statements.map(&:net_amount_cents)
+      grouped_statements.map do |statements|
+        amounts = statements.map(&:net_amount_cents).compact
+        next if amounts.empty?
+
+        amounts.sum
+      end
     end
 
     private
 
-    def compute_statements
-      account_statements = @account.financial_statements.for_year(@year)
+    def compute_grouped_statements
+      account_statements = @accounts.map { |account| account.financial_statements.for_year(@year) }.flatten
       FinancialReport.months_for_year(@year).map do |date|
-        statement_for_period = account_statements.find { |statement| statement.period_start_on == date }
-        statement_for_period || NullStatement.instance
+        statements_for_period = account_statements.select { |statement| statement.period_start_on == date }
+        statements_for_period << NullStatement.instance if statements_for_period.empty?
+        statements_for_period
       end
     end
 
-    def statements
-      @statements ||= compute_statements
+    def grouped_statements
+      @grouped_statements ||= compute_grouped_statements
     end
   end
 end
diff --git a/spec/system/financial_reports/admin_views_financial_report_spec.rb b/spec/system/financial_reports/admin_views_financial_report_spec.rb
index b66781d..c477716 100644
--- a/spec/system/financial_reports/admin_views_financial_report_spec.rb
+++ b/spec/system/financial_reports/admin_views_financial_report_spec.rb
@@ -125,4 +125,36 @@
       expect(net_tds.map(&:text).uniq).to eq ["$935.89"]
     end
   end
+
+  scenario "with two statements on two accounts for the same period" do
+    FactoryBot.create(
+      :financial_statement,
+      financial_account: FinancialAccount.usb_checking,
+      period_start_on: Date.parse("#{last_year.year}-05-01"),
+      starting_amount_cents: 100_00,
+      ending_amount_cents: 50_00
+    )
+
+    FactoryBot.create(
+      :financial_statement,
+      financial_account: FinancialAccount.wf_checking,
+      period_start_on: Date.parse("#{last_year.year}-05-01"),
+      starting_amount_cents: 70_00,
+      ending_amount_cents: 20_00
+    )
+
+    visit "/financial_reports/#{last_year}"
+
+    checking_table = page.all("table").to_a.first
+    _month_tr, starting_tr, ending_tr, net_tr = checking_table.all("tr").to_a
+
+    may_starting_td = starting_tr.all("td").to_a[5]
+    expect(may_starting_td.text).to eq "$170.00"
+
+    may_ending_td = ending_tr.all("td").to_a[5]
+    expect(may_ending_td.text).to eq "$70.00"
+
+    may_net_td = net_tr.all("td").to_a[5]
+    expect(may_net_td.text).to eq "($100.00)"
+  end
 end