diff --git a/src/wallet/hdwallet.ts b/src/wallet/hdwallet.ts
index 9a399220..764bdee9 100644
--- a/src/wallet/hdwallet.ts
+++ b/src/wallet/hdwallet.ts
@@ -244,7 +244,8 @@ export abstract class AbstractHDWallet {
         if (!accountNode) {
             throw new Error(`Account ${addressInfo.account} not found`);
         }
-        const changeNode = accountNode.deriveChild(0);
+        const changeIndex = addressInfo.change ? 1 : 0;
+        const changeNode = accountNode.deriveChild(changeIndex);
         return changeNode.deriveChild(addressInfo.index);
     }