diff --git a/QRCoder/PayloadGenerator.cs b/QRCoder/PayloadGenerator.cs
index b4b0fd76..bf9d22ce 100644
--- a/QRCoder/PayloadGenerator.cs
+++ b/QRCoder/PayloadGenerator.cs
@@ -711,6 +711,9 @@ public class SwissQrCode : Payload
             private readonly Reference reference;
             private readonly AdditionalInformation additionalInformation;
 
+            public override QRCodeGenerator.ECCLevel EccLevel { get { return QRCodeGenerator.ECCLevel.M; } }
+            public override QRCodeGenerator.EciMode EciMode { get { return QRCodeGenerator.EciMode.Utf8; } }
+
             /// <summary>
             /// Generates the payload for a SwissQrCode v2.0. (Don't forget to use ECC-Level=M, EncodingMode=UTF-8 and to set the Swiss flag icon to the final QR code.)
             /// </summary>
@@ -1198,6 +1201,7 @@ public class Girocode : Payload
             private readonly GirocodeEncoding encoding;
             private readonly TypeOfRemittance typeOfRemittance;
 
+            public override QRCodeGenerator.ECCLevel EccLevel { get { return QRCodeGenerator.ECCLevel.M; } }
 
             /// <summary>
             /// Generates the payload for a Girocode (QR-Code with credit transfer information).
diff --git a/QRCoderApiTests/net35+net40+net50+net50-windows+netstandard20/QRCoder.approved.txt b/QRCoderApiTests/net35+net40+net50+net50-windows+netstandard20/QRCoder.approved.txt
index fb75ea56..e43622bf 100644
--- a/QRCoderApiTests/net35+net40+net50+net50-windows+netstandard20/QRCoder.approved.txt
+++ b/QRCoderApiTests/net35+net40+net50+net50-windows+netstandard20/QRCoder.approved.txt
@@ -428,6 +428,7 @@ namespace QRCoder
         public class Girocode : QRCoder.PayloadGenerator.Payload
         {
             public Girocode(string iban, string bic, string name, decimal amount, string remittanceInformation = "", QRCoder.PayloadGenerator.Girocode.TypeOfRemittance typeOfRemittance = 1, string purposeOfCreditTransfer = "", string messageToGirocodeUser = "", QRCoder.PayloadGenerator.Girocode.GirocodeVersion version = 0, QRCoder.PayloadGenerator.Girocode.GirocodeEncoding encoding = 1) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
             public override string ToString() { }
             public enum GirocodeEncoding
             {
@@ -705,6 +706,8 @@ namespace QRCoder
         public class SwissQrCode : QRCoder.PayloadGenerator.Payload
         {
             public SwissQrCode(QRCoder.PayloadGenerator.SwissQrCode.Iban iban, QRCoder.PayloadGenerator.SwissQrCode.Currency currency, QRCoder.PayloadGenerator.SwissQrCode.Contact creditor, QRCoder.PayloadGenerator.SwissQrCode.Reference reference, QRCoder.PayloadGenerator.SwissQrCode.AdditionalInformation additionalInformation = null, QRCoder.PayloadGenerator.SwissQrCode.Contact debitor = null, decimal? amount = default, System.DateTime? requestedDateOfPayment = default, QRCoder.PayloadGenerator.SwissQrCode.Contact ultimateCreditor = null, string alternativeProcedure1 = null, string alternativeProcedure2 = null) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
+            public override QRCoder.QRCodeGenerator.EciMode EciMode { get; }
             public override string ToString() { }
             public class AdditionalInformation
             {
diff --git a/QRCoderApiTests/net60-windows/QRCoder.approved.txt b/QRCoderApiTests/net60-windows/QRCoder.approved.txt
index 84343d9a..1aeace01 100644
--- a/QRCoderApiTests/net60-windows/QRCoder.approved.txt
+++ b/QRCoderApiTests/net60-windows/QRCoder.approved.txt
@@ -433,6 +433,7 @@ namespace QRCoder
         public class Girocode : QRCoder.PayloadGenerator.Payload
         {
             public Girocode(string iban, string bic, string name, decimal amount, string remittanceInformation = "", QRCoder.PayloadGenerator.Girocode.TypeOfRemittance typeOfRemittance = 1, string purposeOfCreditTransfer = "", string messageToGirocodeUser = "", QRCoder.PayloadGenerator.Girocode.GirocodeVersion version = 0, QRCoder.PayloadGenerator.Girocode.GirocodeEncoding encoding = 1) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
             public override string ToString() { }
             public enum GirocodeEncoding
             {
@@ -710,6 +711,8 @@ namespace QRCoder
         public class SwissQrCode : QRCoder.PayloadGenerator.Payload
         {
             public SwissQrCode(QRCoder.PayloadGenerator.SwissQrCode.Iban iban, QRCoder.PayloadGenerator.SwissQrCode.Currency currency, QRCoder.PayloadGenerator.SwissQrCode.Contact creditor, QRCoder.PayloadGenerator.SwissQrCode.Reference reference, QRCoder.PayloadGenerator.SwissQrCode.AdditionalInformation additionalInformation = null, QRCoder.PayloadGenerator.SwissQrCode.Contact debitor = null, decimal? amount = default, System.DateTime? requestedDateOfPayment = default, QRCoder.PayloadGenerator.SwissQrCode.Contact ultimateCreditor = null, string alternativeProcedure1 = null, string alternativeProcedure2 = null) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
+            public override QRCoder.QRCodeGenerator.EciMode EciMode { get; }
             public override string ToString() { }
             public class AdditionalInformation
             {
diff --git a/QRCoderApiTests/net60/QRCoder.approved.txt b/QRCoderApiTests/net60/QRCoder.approved.txt
index 6368686e..fa3205a9 100644
--- a/QRCoderApiTests/net60/QRCoder.approved.txt
+++ b/QRCoderApiTests/net60/QRCoder.approved.txt
@@ -391,6 +391,7 @@ namespace QRCoder
         public class Girocode : QRCoder.PayloadGenerator.Payload
         {
             public Girocode(string iban, string bic, string name, decimal amount, string remittanceInformation = "", QRCoder.PayloadGenerator.Girocode.TypeOfRemittance typeOfRemittance = 1, string purposeOfCreditTransfer = "", string messageToGirocodeUser = "", QRCoder.PayloadGenerator.Girocode.GirocodeVersion version = 0, QRCoder.PayloadGenerator.Girocode.GirocodeEncoding encoding = 1) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
             public override string ToString() { }
             public enum GirocodeEncoding
             {
@@ -668,6 +669,8 @@ namespace QRCoder
         public class SwissQrCode : QRCoder.PayloadGenerator.Payload
         {
             public SwissQrCode(QRCoder.PayloadGenerator.SwissQrCode.Iban iban, QRCoder.PayloadGenerator.SwissQrCode.Currency currency, QRCoder.PayloadGenerator.SwissQrCode.Contact creditor, QRCoder.PayloadGenerator.SwissQrCode.Reference reference, QRCoder.PayloadGenerator.SwissQrCode.AdditionalInformation additionalInformation = null, QRCoder.PayloadGenerator.SwissQrCode.Contact debitor = null, decimal? amount = default, System.DateTime? requestedDateOfPayment = default, QRCoder.PayloadGenerator.SwissQrCode.Contact ultimateCreditor = null, string alternativeProcedure1 = null, string alternativeProcedure2 = null) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
+            public override QRCoder.QRCodeGenerator.EciMode EciMode { get; }
             public override string ToString() { }
             public class AdditionalInformation
             {
diff --git a/QRCoderApiTests/netstandard13/QRCoder.approved.txt b/QRCoderApiTests/netstandard13/QRCoder.approved.txt
index 4ceeaf4f..2e7dacea 100644
--- a/QRCoderApiTests/netstandard13/QRCoder.approved.txt
+++ b/QRCoderApiTests/netstandard13/QRCoder.approved.txt
@@ -371,6 +371,7 @@ namespace QRCoder
         public class Girocode : QRCoder.PayloadGenerator.Payload
         {
             public Girocode(string iban, string bic, string name, decimal amount, string remittanceInformation = "", QRCoder.PayloadGenerator.Girocode.TypeOfRemittance typeOfRemittance = 1, string purposeOfCreditTransfer = "", string messageToGirocodeUser = "", QRCoder.PayloadGenerator.Girocode.GirocodeVersion version = 0, QRCoder.PayloadGenerator.Girocode.GirocodeEncoding encoding = 1) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
             public override string ToString() { }
             public enum GirocodeEncoding
             {
@@ -648,6 +649,8 @@ namespace QRCoder
         public class SwissQrCode : QRCoder.PayloadGenerator.Payload
         {
             public SwissQrCode(QRCoder.PayloadGenerator.SwissQrCode.Iban iban, QRCoder.PayloadGenerator.SwissQrCode.Currency currency, QRCoder.PayloadGenerator.SwissQrCode.Contact creditor, QRCoder.PayloadGenerator.SwissQrCode.Reference reference, QRCoder.PayloadGenerator.SwissQrCode.AdditionalInformation additionalInformation = null, QRCoder.PayloadGenerator.SwissQrCode.Contact debitor = null, decimal? amount = default, System.DateTime? requestedDateOfPayment = default, QRCoder.PayloadGenerator.SwissQrCode.Contact ultimateCreditor = null, string alternativeProcedure1 = null, string alternativeProcedure2 = null) { }
+            public override QRCoder.QRCodeGenerator.ECCLevel EccLevel { get; }
+            public override QRCoder.QRCodeGenerator.EciMode EciMode { get; }
             public override string ToString() { }
             public class AdditionalInformation
             {
diff --git a/QRCoderTests/PayloadGeneratorTests.cs b/QRCoderTests/PayloadGeneratorTests.cs
index 878a4115..c8af94ca 100644
--- a/QRCoderTests/PayloadGeneratorTests.cs
+++ b/QRCoderTests/PayloadGeneratorTests.cs
@@ -9,6 +9,7 @@
 using static QRCoder.PayloadGenerator.SwissQrCode.Reference;
 using System.Reflection;
 using static QRCoder.PayloadGenerator.SwissQrCode.AdditionalInformation;
+using static QRCoder.QRCodeGenerator;
 
 namespace QRCoderTests
 {
@@ -1335,6 +1336,21 @@ public void girocode_generator_should_throw_usermessage_exception()
             exception.Message.ShouldBe("Message to the Girocode-User reader texts have to shorter than 71 chars.");
         }
 
+        [Fact]
+        [Category("PayloadGenerator/Girocode")]
+        public void girocode_generator_sets_encoding_parameters()
+        {
+            var iban = "DE33100205000001194700";
+            var bic = "BFSWDE33BER";
+            var name = "Wikimedia Fördergesellschaft";
+            var amount = 10.00m;
+
+            var payload = new PayloadGenerator.Girocode(iban, bic, name, amount);
+
+            payload.EccLevel.ShouldBe<ECCLevel>(ECCLevel.M);
+            payload.EciMode.ShouldBe<EciMode>(EciMode.Default);
+            payload.Version.ShouldBe(-1);
+        }
 
         [Fact]
         [Category("PayloadGenerator/BezahlCode")]
@@ -2567,6 +2583,21 @@ public void swissqrcode_generator_should_generate_swisscode_full()
                 .ShouldBe("SPC\r\n0200\r\n1\r\nCH2430043000000789012\r\nS\r\nJohn Doe\r\nParlamentsgebäude\r\n1\r\n3003\r\nBern\r\nCH\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n100.25\r\nCHF\r\nS\r\nJohn Doe\r\nParlamentsgebäude\r\n1\r\n3003\r\nBern\r\nCH\r\nQRR\r\n990005000000000320071012303\r\nThis is my unstructured message.\r\nEPD\r\nSome bill information here...");
         }
 
+        [Fact]
+        [Category("PayloadGenerator/SwissQrCode")]
+        public void swissqrcode_generator_sets_encoding_parameters()
+        {
+            var creditor = PayloadGenerator.SwissQrCode.Contact.WithStructuredAddress("John Doe", "3003", "Bern", "CH", "Parlamentsgebäude", "1");
+            var iban = new PayloadGenerator.SwissQrCode.Iban("CH2430043000000789012", PayloadGenerator.SwissQrCode.Iban.IbanType.QrIban);
+            var reference = new PayloadGenerator.SwissQrCode.Reference(ReferenceType.QRR, "990005000000000320071012303", ReferenceTextType.QrReference);
+            var currency = PayloadGenerator.SwissQrCode.Currency.EUR;
+
+            var payload = new PayloadGenerator.SwissQrCode(iban, currency, creditor, reference);
+
+            payload.EccLevel.ShouldBe<ECCLevel>(ECCLevel.M);
+            payload.EciMode.ShouldBe<EciMode>(EciMode.Utf8);
+            payload.Version.ShouldBe(-1);
+        }
 
         [Fact]
         [Category("PayloadGenerator/SwissQrCode")]