diff --git a/lib/checkout_sdk/common/instrument_type.rb b/lib/checkout_sdk/common/instrument_type.rb
index d926ede..484f3c5 100644
--- a/lib/checkout_sdk/common/instrument_type.rb
+++ b/lib/checkout_sdk/common/instrument_type.rb
@@ -6,6 +6,7 @@ module InstrumentType
       BANK_ACCOUNT = 'bank_account'
       TOKEN = 'token'
       CARD = 'card'
+      SEPA = 'sepa'
       CARD_TOKEN = 'card_token'
     end
   end
diff --git a/lib/checkout_sdk/instruments/create/instrument_data.rb b/lib/checkout_sdk/instruments/create/instrument_data.rb
new file mode 100644
index 0000000..0f80634
--- /dev/null
+++ b/lib/checkout_sdk/instruments/create/instrument_data.rb
@@ -0,0 +1,26 @@
+# frozen_string_literal: true
+
+module CheckoutSdk
+  module Instruments
+    # @!attribute account_number
+    #   @return [String]
+    # @!attribute country
+    #   @return [String] {CheckoutSdk::Common::Country}
+    # @!attribute currency
+    #   @return [String] {CheckoutSdk::Common::Currency}
+    # @!attribute payment_type
+    #   @return [String] {CheckoutSdk::Payments::PaymentType}
+    # @!attribute mandate_id
+    #   @return [String]
+    # @!attribute date_of_signature
+    #   @return [DateTime]
+    class InstrumentData
+      attr_accessor :account_number,
+                    :country,
+                    :currency,
+                    :payment_type,
+                    :mandate_id,
+                    :date_of_signature
+    end
+  end
+end
diff --git a/lib/checkout_sdk/instruments/create/instrument_sepa.rb b/lib/checkout_sdk/instruments/create/instrument_sepa.rb
new file mode 100644
index 0000000..0f53a4e
--- /dev/null
+++ b/lib/checkout_sdk/instruments/create/instrument_sepa.rb
@@ -0,0 +1,18 @@
+# frozen_string_literal: true
+
+module CheckoutSdk
+  module Instruments
+    # @!attribute instrument_data
+    #   @return [InstrumentData]
+    # @!attribute account_holder
+    #   @return [CheckoutSdk::Common::AccountHolder]
+    class InstrumentSepa < Instrument
+      attr_accessor :instrument_data,
+                    :account_holder
+
+      def initialize
+        super CheckoutSdk::Common::InstrumentType::SEPA
+      end
+    end
+  end
+end
diff --git a/lib/checkout_sdk/instruments/instruments.rb b/lib/checkout_sdk/instruments/instruments.rb
index f907093..35a1eb2 100644
--- a/lib/checkout_sdk/instruments/instruments.rb
+++ b/lib/checkout_sdk/instruments/instruments.rb
@@ -12,6 +12,8 @@
 require 'checkout_sdk/instruments/create/instrument'
 require 'checkout_sdk/instruments/create/instrument_token'
 require 'checkout_sdk/instruments/create/instrument_bank_account'
+require 'checkout_sdk/instruments/create/instrument_sepa'
+require 'checkout_sdk/instruments/create/instrument_data'
 # Client
 require 'checkout_sdk/instruments/base_instruments_client'
 require 'checkout_sdk/instruments/instruments_client'
diff --git a/lib/checkout_sdk/payments/payment_request.rb b/lib/checkout_sdk/payments/payment_request.rb
index 259a810..56d795e 100644
--- a/lib/checkout_sdk/payments/payment_request.rb
+++ b/lib/checkout_sdk/payments/payment_request.rb
@@ -63,6 +63,8 @@ module Payments
     #   @return [PaymentRetryRequest]
     # @!attribute metadata
     #   @return [Hash{String => Object}]
+    # @!attribute instruction
+    #   @return [PaymentInstruction]
     class PaymentRequest
       attr_accessor :payment_context_id,
                     :source,
@@ -93,7 +95,8 @@ class PaymentRequest
                     :processing,
                     :items,
                     :retry,
-                    :metadata
+                    :metadata,
+                    :instruction
     end
   end
 end
diff --git a/spec/checkout_sdk/instruments/instruments_integration_spec.rb b/spec/checkout_sdk/instruments/instruments_integration_spec.rb
index e14415b..2c24ac0 100644
--- a/spec/checkout_sdk/instruments/instruments_integration_spec.rb
+++ b/spec/checkout_sdk/instruments/instruments_integration_spec.rb
@@ -30,6 +30,33 @@
       end
     end
 
+    context 'when requesting a sepa instrument' do
+      it 'returns a sepa instrument response' do
+        instruments_data = CheckoutSdk::Instruments::InstrumentData.new
+        instruments_data.account_number = "FR7630006000011234567890189"
+        instruments_data.country = CheckoutSdk::Common::Country::FR
+        instruments_data.currency = CheckoutSdk::Common::Currency::EUR
+        instruments_data.payment_type = CheckoutSdk::Payments::PaymentType::RECURRING
+
+        account_holder = CheckoutSdk::Common::AccountHolder.new
+        account_holder.first_name = 'John'
+        account_holder.last_name = 'Smith'
+        account_holder.billing_address = address
+        account_holder.phone = phone
+
+        request = CheckoutSdk::Instruments::InstrumentSepa.new
+        request.instrument_data = instruments_data
+        request.account_holder = account_holder
+
+        response = default_sdk.instruments.create(request)
+
+        expect(response).not_to be nil
+        expect(response.id).not_to be nil
+        expect(response.fingerprint).not_to be nil
+
+      end
+    end
+
     context 'when requesting card token instrument with missing data' do
       it 'raises an error' do
         request = CheckoutSdk::Instruments::InstrumentToken.new