diff --git a/src/main/java/bc1/gream/domain/user/entity/Refund.java b/src/main/java/bc1/gream/domain/user/entity/Refund.java
new file mode 100644
index 00000000..250b6f76
--- /dev/null
+++ b/src/main/java/bc1/gream/domain/user/entity/Refund.java
@@ -0,0 +1,46 @@
+package bc1.gream.domain.user.entity;
+
+import bc1.gream.domain.common.model.BaseEntity;
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.FetchType;
+import jakarta.persistence.GeneratedValue;
+import jakarta.persistence.GenerationType;
+import jakarta.persistence.Id;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.Table;
+import lombok.AccessLevel;
+import lombok.Builder;
+import lombok.Getter;
+import lombok.NoArgsConstructor;
+
+@Getter
+@Entity
+@NoArgsConstructor(access = AccessLevel.PROTECTED)
+@Table(name = "tb_refund")
+public class Refund extends BaseEntity {
+
+    @Id
+    @GeneratedValue(strategy = GenerationType.IDENTITY)
+    private Long id;
+
+    @Column(nullable = false)
+    private Long point;
+
+    @Column(nullable = false)
+    private String bank;
+
+    @Column(nullable = false)
+    private String accountNumber;
+
+    @ManyToOne(fetch = FetchType.LAZY)
+    private User user;
+
+    @Builder
+    private Refund(Long point, String bank, String accountNumber, User user) {
+        this.point = point;
+        this.bank = bank;
+        this.accountNumber = accountNumber;
+        this.user = user;
+    }
+}