diff --git a/packages/boot/test/bootstrapTests/orchestration.test.ts b/packages/boot/test/bootstrapTests/orchestration.test.ts
index 76c5d152c59..0de187aa734 100644
--- a/packages/boot/test/bootstrapTests/orchestration.test.ts
+++ b/packages/boot/test/bootstrapTests/orchestration.test.ts
@@ -378,7 +378,7 @@ test.serial('basic-flows', async t => {
       [
         'request-coa',
         {
-          account: 'published.basicFlows.cosmos1test',
+          account: 'published.basicFlows.cosmos1test1',
         },
       ],
     ],
@@ -386,11 +386,11 @@ test.serial('basic-flows', async t => {
   t.like(wd.getLatestUpdateRecord(), {
     status: { id: 'request-coa', numWantsSatisfied: 1 },
   });
-  t.deepEqual(readPublished('basicFlows.cosmos1test'), {
+  t.deepEqual(readPublished('basicFlows.cosmos1test1'), {
     localAddress:
-      '/ibc-port/icacontroller-2/ordered/{"version":"ics27-1","controllerConnectionId":"connection-8","hostConnectionId":"connection-649","address":"cosmos1test","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-2',
+      '/ibc-port/icacontroller-2/ordered/{"version":"ics27-1","controllerConnectionId":"connection-8","hostConnectionId":"connection-649","address":"cosmos1test1","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-2',
     remoteAddress:
-      '/ibc-hop/connection-8/ibc-port/icahost/ordered/{"version":"ics27-1","controllerConnectionId":"connection-8","hostConnectionId":"connection-649","address":"cosmos1test","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-2',
+      '/ibc-hop/connection-8/ibc-port/icahost/ordered/{"version":"ics27-1","controllerConnectionId":"connection-8","hostConnectionId":"connection-649","address":"cosmos1test1","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-2',
   });
 
   // create a local orchestration account
@@ -599,9 +599,8 @@ test.serial('basic-flows - portfolio holder', async t => {
         'request-portfolio-acct',
         {
           agoric: 'published.basicFlows.agoric1fakeLCAAddress1',
-          cosmoshub: 'published.basicFlows.cosmos1test',
-          // XXX support multiple chain addresses in ibc mocks
-          osmosis: 'published.basicFlows.cosmos1test',
+          cosmoshub: 'published.basicFlows.cosmos1test2',
+          osmosis: 'published.basicFlows.cosmos1test3',
         },
       ],
     ],
@@ -609,15 +608,14 @@ test.serial('basic-flows - portfolio holder', async t => {
   t.like(wd.getLatestUpdateRecord(), {
     status: { id: 'request-portfolio-acct', numWantsSatisfied: 1 },
   });
-  // XXX this overrides a previous account, since mocks only provide one address
-  t.deepEqual(readPublished('basicFlows.cosmos1test'), {
+
+  t.deepEqual(readPublished('basicFlows.cosmos1test3'), {
     localAddress:
-      '/ibc-port/icacontroller-4/ordered/{"version":"ics27-1","controllerConnectionId":"connection-1","hostConnectionId":"connection-1649","address":"cosmos1test","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-4',
+      '/ibc-port/icacontroller-4/ordered/{"version":"ics27-1","controllerConnectionId":"connection-1","hostConnectionId":"connection-1649","address":"cosmos1test3","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-4',
     remoteAddress:
-      '/ibc-hop/connection-1/ibc-port/icahost/ordered/{"version":"ics27-1","controllerConnectionId":"connection-1","hostConnectionId":"connection-1649","address":"cosmos1test","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-4',
+      '/ibc-hop/connection-1/ibc-port/icahost/ordered/{"version":"ics27-1","controllerConnectionId":"connection-1","hostConnectionId":"connection-1649","address":"cosmos1test3","encoding":"proto3","txType":"sdk_multi_msg"}/ibc-channel/channel-4',
   });
-  // XXX this overrides a previous account, since mocks only provide one address
-  t.is(readPublished('basicFlows.agoric1fakeLCAAddress'), '');
+  t.is(readPublished('basicFlows.agoric1fakeLCAAddress1'), '');
 
   const { BLD } = agoricNamesRemotes.brand;
   BLD || Fail`BLD missing from agoricNames`;
diff --git a/packages/boot/test/fast-usdc/fast-usdc.test.ts b/packages/boot/test/fast-usdc/fast-usdc.test.ts
index d01a564e49c..60f4e5ccb43 100644
--- a/packages/boot/test/fast-usdc/fast-usdc.test.ts
+++ b/packages/boot/test/fast-usdc/fast-usdc.test.ts
@@ -8,6 +8,7 @@ import { unmarshalFromVstorage } from '@agoric/internal/src/marshal.js';
 import { makeMarshal } from '@endo/marshal';
 import { defaultMarshaller } from '@agoric/internal/src/storage-test-utils.js';
 import { eventLoopIteration } from '@agoric/internal/src/testing-utils.js';
+import { BridgeId } from '@agoric/internal';
 import {
   makeWalletFactoryContext,
   type WalletFactoryTestContext,
@@ -15,6 +16,7 @@ import {
 import {
   makeSwingsetHarness,
   insistManagerType,
+  AckBehavior,
 } from '../../tools/supports.js';
 
 const test: TestFn<
@@ -54,8 +56,9 @@ test.serial(
   async t => {
     const {
       agoricNamesRemotes,
-      evalProposal,
+      bridgeUtils,
       buildProposal,
+      evalProposal,
       refreshAgoricNamesRemotes,
       storage,
       walletFactoryDriver: wd,
@@ -67,6 +70,15 @@ test.serial(
       wd.provideSmartWallet('agoric1n4fcxsnkxe4gj6e24naec99hzmc4pjfdccy5nj'),
     ]);
 
+    // inbound `startChannelOpenInit` responses immediately.
+    // needed since the Fusdc StartFn relies on an ICA being created
+    bridgeUtils.setAckBehavior(
+      BridgeId.DIBC,
+      'startChannelOpenInit',
+      AckBehavior.Immediate,
+    );
+    bridgeUtils.setBech32Prefix('noble');
+
     const materials = buildProposal(
       '@agoric/builders/scripts/fast-usdc/init-fast-usdc.js',
       ['--net', 'MAINNET'],
diff --git a/packages/boot/tools/ibc/mocks.ts b/packages/boot/tools/ibc/mocks.ts
index 824768df9d6..57385252a77 100644
--- a/packages/boot/tools/ibc/mocks.ts
+++ b/packages/boot/tools/ibc/mocks.ts
@@ -1,5 +1,6 @@
 // @ts-check
 import { createMockAckMap } from '@agoric/orchestration/tools/ibc-mocks.js';
+import type { IBCChannelID, IBCEvent, IBCMethod } from '@agoric/vats';
 
 /** @import { IBCChannelID, IBCMethod, IBCEvent } from '@agoric/vats'; */
 
@@ -65,6 +66,11 @@ export const protoMsgMocks = {
     msg: 'eyJ0eXBlIjoxLCJkYXRhIjoiQ25zS0tTOXBZbU11WVhCd2JHbGpZWFJwYjI1ekxuUnlZVzV6Wm1WeUxuWXhMazF6WjFSeVlXNXpabVZ5RWs0S0NIUnlZVzV6Wm1WeUVndGphR0Z1Ym1Wc0xUVXpOaG9UQ2cxcFltTXZkWFZ6WkdOb1lYTm9FZ0l4TUNJTFkyOXpiVzl6TVhSbGMzUXFDbTV2WW14bE1YUmxjM1F5QURpQThKTEwzUWc9IiwibWVtbyI6IiJ9',
     ack: responses.ibcTransfer,
   },
+  // MsgTransfer 10 ibc/uusdchash from cosmos1test1 to noble1test through channel-536
+  ibcTransfer2: {
+    msg: 'eyJ0eXBlIjoxLCJkYXRhIjoiQ253S0tTOXBZbU11WVhCd2JHbGpZWFJwYjI1ekxuUnlZVzV6Wm1WeUxuWXhMazF6WjFSeVlXNXpabVZ5RWs4S0NIUnlZVzV6Wm1WeUVndGphR0Z1Ym1Wc0xUVXpOaG9UQ2cxcFltTXZkWFZ6WkdOb1lYTm9FZ0l4TUNJTVkyOXpiVzl6TVhSbGMzUXhLZ3B1YjJKc1pURjBaWE4wTWdBNGdQQ1N5OTBJIiwibWVtbyI6IiJ9',
+    ack: responses.ibcTransfer,
+  },
   error: {
     msg: '',
     ack: responses.error5,
@@ -101,17 +107,18 @@ export const addParamsIfJsonVersion = (version, params) => {
 export const icaMocks = {
   /**
    * ICA Channel Creation
-   * @param {IBCMethod<'startChannelOpenInit'>} obj
-   * @returns {IBCEvent<'channelOpenAck'>}
+   * @param obj
+   * @param bech32Prefix
    */
-  channelOpenAck: obj => {
+  channelOpenAck: (
+    obj: IBCMethod<'startChannelOpenInit'>,
+    bech32Prefix: string = 'cosmos',
+  ): IBCEvent<'channelOpenAck'> => {
     // Fake a channel IDs from port suffixes. _Ports have no relation to channels, and hosts
     // and controllers will likely have different channel IDs for the same channel._
     const mocklID = Number(obj.packet.source_port.split('-').at(-1));
-    /** @type {IBCChannelID} */
-    const mockLocalChannelID = `channel-${mocklID}`;
-    /** @type {IBCChannelID} */
-    const mockRemoteChannelID = `channel-${mocklID}`;
+    const mockLocalChannelID: IBCChannelID = `channel-${mocklID}`;
+    const mockRemoteChannelID: IBCChannelID = `channel-${mocklID}`;
 
     return {
       type: 'IBC_EVENT',
@@ -125,8 +132,8 @@ export const icaMocks = {
         channel_id: mockRemoteChannelID,
       },
       counterpartyVersion: addParamsIfJsonVersion(obj.version, {
-        // TODO, parameterize
-        address: 'cosmos1test',
+        // mockID expected to increase monotonically since icacontroller ports are sequential
+        address: `${bech32Prefix}1test${mocklID < 2 ? '' : mocklID - 1}`,
       }),
       connectionHops: obj.hops,
       order: obj.order,
diff --git a/packages/boot/tools/supports.ts b/packages/boot/tools/supports.ts
index 0be39b19fa0..77e1cdc61ca 100644
--- a/packages/boot/tools/supports.ts
+++ b/packages/boot/tools/supports.ts
@@ -44,7 +44,7 @@ import type { ExecutionContext as AvaT } from 'ava';
 import type { CoreEvalSDKType } from '@agoric/cosmic-proto/swingset/swingset.js';
 import type { EconomyBootstrapPowers } from '@agoric/inter-protocol/src/proposals/econ-behaviors.js';
 import type { SwingsetController } from '@agoric/swingset-vat/src/controller/controller.js';
-import type { BridgeHandler, IBCMethod } from '@agoric/vats';
+import type { BridgeHandler, IBCDowncallMethod, IBCMethod } from '@agoric/vats';
 import type { BootstrapRootObject } from '@agoric/vats/src/core/lib-boot.js';
 import type { EProxy } from '@endo/eventual-send';
 import type { FastUSDCCorePowers } from '@agoric/fast-usdc/src/fast-usdc.start.js';
@@ -289,6 +289,14 @@ export const matchIter = (t: AvaT, iter, valueRef) => {
   matchValue(t, iter.value, valueRef);
 };
 
+export const AckBehavior = {
+  /** inbound responses are queued. use `flushInboundQueue()` to simulate the remote response */
+  Queued: 'QUEUED',
+  /** inbound messages are delivered immediately */
+  Immediate: 'IMMEDIATE',
+} as const;
+type AckBehaviorType = (typeof AckBehavior)[keyof typeof AckBehavior];
+
 /**
  * Start a SwingSet kernel to be used by tests and benchmarks.
  *
@@ -365,7 +373,30 @@ export const makeSwingsetTestKit = async (
     console.log('inbound', ...args);
     bridgeInbound!(...args);
   };
+  /**
+   * Config DIBC bridge behavior.
+   * Defaults to `Queued` unless specified.
+   * Current only configured for `channelOpenInit` but can be
+   * extended to support `sendPacket`.
+   */
+  const ackBehaviors: Partial<
+    Record<BridgeId, Partial<Record<IBCDowncallMethod, AckBehaviorType>>>
+  > = {
+    [BridgeId.DIBC]: {
+      startChannelOpenInit: AckBehavior.Queued,
+    },
+  };
+
+  const shouldAckImmediately = (
+    bridgeId: BridgeId,
+    method: IBCDowncallMethod,
+  ) => ackBehaviors?.[bridgeId]?.[method] === AckBehavior.Immediate;
 
+  /**
+   * configurable `bech32Prefix` for DIBC bridge
+   * messages that involve creating an ICA.
+   */
+  let bech32Prefix = 'cosmos';
   /**
    * Adds the sequence so the bridge knows what response to connect it to.
    * Then queue it send it over the bridge over this returns.
@@ -404,7 +435,7 @@ export const makeSwingsetTestKit = async (
    * Mock the bridge outbound handler. The real one is implemented in Golang so
    * changes there will sometimes require changes here.
    */
-  const bridgeOutbound = (bridgeId: string, obj: any) => {
+  const bridgeOutbound = (bridgeId: BridgeId, obj: any) => {
     // store all messages for querying by tests
     if (!outboundMessages.has(bridgeId)) {
       outboundMessages.set(bridgeId, []);
@@ -476,9 +507,17 @@ export const makeSwingsetTestKit = async (
       case `${BridgeId.DIBC}:IBC_METHOD`:
       case `${BridgeId.VTRANSFER}:IBC_METHOD`: {
         switch (obj.method) {
-          case 'startChannelOpenInit':
-            pushInbound(BridgeId.DIBC, icaMocks.channelOpenAck(obj));
+          case 'startChannelOpenInit': {
+            const message = icaMocks.channelOpenAck(obj, bech32Prefix);
+            const handle = shouldAckImmediately(
+              bridgeId,
+              'startChannelOpenInit',
+            )
+              ? inbound
+              : pushInbound;
+            handle(BridgeId.DIBC, message);
             return undefined;
+          }
           case 'sendPacket': {
             if (protoMsgMockMap[obj.packet.data]) {
               return ackLater(obj, protoMsgMockMap[obj.packet.data]);
@@ -629,6 +668,27 @@ export const makeSwingsetTestKit = async (
     getOutboundMessages: (bridgeId: string) =>
       harden([...outboundMessages.get(bridgeId)]),
     getInboundQueueLength: () => inboundQueue.length,
+    setAckBehavior(
+      bridgeId: BridgeId,
+      method: IBCDowncallMethod,
+      behavior: AckBehaviorType,
+    ): void {
+      if (!ackBehaviors?.[bridgeId]?.[method])
+        throw Fail`ack behavior not yet configurable for ${bridgeId} ${method}`;
+      console.log('setting', bridgeId, method, 'ack behavior to', behavior);
+      ackBehaviors[bridgeId][method] = behavior;
+    },
+    lookupAckBehavior(
+      bridgeId: BridgeId,
+      method: IBCDowncallMethod,
+    ): AckBehaviorType {
+      if (!ackBehaviors?.[bridgeId]?.[method])
+        throw Fail`ack behavior not yet configurable for ${bridgeId} ${method}`;
+      return ackBehaviors[bridgeId][method];
+    },
+    setBech32Prefix(prefix: string): void {
+      bech32Prefix = prefix;
+    },
     /**
      * @param {number} max the max number of messages to flush
      * @returns {Promise<number>} the number of messages flushed
diff --git a/packages/builders/scripts/inter-protocol/updatePriceFeeds.js b/packages/builders/scripts/inter-protocol/updatePriceFeeds.js
index 6b5f0c2e442..f5e71a6c137 100644
--- a/packages/builders/scripts/inter-protocol/updatePriceFeeds.js
+++ b/packages/builders/scripts/inter-protocol/updatePriceFeeds.js
@@ -32,7 +32,7 @@ const configurations = {
       'agoric1qj07c7vfk3knqdral0sej7fa6eavkdn8vd8etf', // Simply Staking
       'agoric10vjkvkmpp9e356xeh6qqlhrny2htyzp8hf88fk', // P2P
     ],
-    inBrandNames: ['ATOM', 'stTIA', 'stkATOM'],
+    inBrandNames: ['ATOM', 'stTIA', 'stkATOM', 'dATOM'],
   },
   EMERYNET: {
     oracleAddresses: [
diff --git a/packages/builders/test/snapshots/orchestration-imports.test.js.md b/packages/builders/test/snapshots/orchestration-imports.test.js.md
index 247866d9e3b..3639fcb2066 100644
--- a/packages/builders/test/snapshots/orchestration-imports.test.js.md
+++ b/packages/builders/test/snapshots/orchestration-imports.test.js.md
@@ -322,6 +322,17 @@ Generated by [AVA](https://avajs.dev).
         payload: [
           {},
           {
+            intermediateRecipient: {
+              chainId: Object @match:string {
+                payload: [],
+              },
+              encoding: Object @match:string {
+                payload: [],
+              },
+              value: Object @match:string {
+                payload: [],
+              },
+            },
             retries: Object @match:kind {
               payload: 'number',
             },
@@ -423,6 +434,17 @@ Generated by [AVA](https://avajs.dev).
               payload: [
                 {},
                 {
+                  intermediateRecipient: {
+                    chainId: Object @match:string {
+                      payload: [],
+                    },
+                    encoding: Object @match:string {
+                      payload: [],
+                    },
+                    value: Object @match:string {
+                      payload: [],
+                    },
+                  },
                   retries: Object @match:kind {
                     payload: 'number',
                   },
diff --git a/packages/builders/test/snapshots/orchestration-imports.test.js.snap b/packages/builders/test/snapshots/orchestration-imports.test.js.snap
index f1588bc482d..dc356ca0ef5 100644
Binary files a/packages/builders/test/snapshots/orchestration-imports.test.js.snap and b/packages/builders/test/snapshots/orchestration-imports.test.js.snap differ
diff --git a/packages/fast-usdc/src/cli/operator-commands.js b/packages/fast-usdc/src/cli/operator-commands.js
index 06a3fdc01df..5bb19882232 100644
--- a/packages/fast-usdc/src/cli/operator-commands.js
+++ b/packages/fast-usdc/src/cli/operator-commands.js
@@ -85,7 +85,6 @@ export const addOperatorCommands = (
     .requiredOption('--recipientAddress <string>', 'bech32 address', String)
     .requiredOption('--blockHash <0xhex>', 'hex hash', parseHex)
     .requiredOption('--blockNumber <number>', 'number', parseNat)
-    .requiredOption('--blockTimestamp <number>', 'number', parseNat)
     .requiredOption('--chainId <string>', 'chain id', Number)
     .requiredOption('--amount <number>', 'number', parseNat)
     .requiredOption('--forwardingAddress <string>', 'bech32 address', String)
diff --git a/packages/fast-usdc/src/exos/advancer.js b/packages/fast-usdc/src/exos/advancer.js
index f5a9f8afd09..f244ced3884 100644
--- a/packages/fast-usdc/src/exos/advancer.js
+++ b/packages/fast-usdc/src/exos/advancer.js
@@ -116,6 +116,7 @@ export const prepareAdvancerKit = (
      *   notifyFacet: import('./settler.js').SettlerKit['notify'];
      *   borrowerFacet: LiquidityPoolKit['borrower'];
      *   poolAccount: HostInterface<OrchestrationAccount<{chainId: 'agoric'}>>;
+     *   intermediateRecipient: ChainAddress;
      * }} config
      */
     config => harden(config),
@@ -187,12 +188,20 @@ export const prepareAdvancerKit = (
          * @param {AdvancerVowCtx & { tmpSeat: ZCFSeat }} ctx
          */
         onFulfilled(result, ctx) {
-          const { poolAccount } = this.state;
+          const { poolAccount, intermediateRecipient } = this.state;
           const { destination, advanceAmount, ...detail } = ctx;
-          const transferV = E(poolAccount).transfer(destination, {
-            denom: usdc.denom,
-            value: advanceAmount.value,
-          });
+          const transferV = E(poolAccount).transfer(
+            destination,
+            {
+              denom: usdc.denom,
+              value: advanceAmount.value,
+            },
+            {
+              forwardOpts: {
+                intermediateRecipient,
+              },
+            },
+          );
           return watch(transferV, this.facets.transferHandler, {
             destination,
             advanceAmount,
@@ -250,6 +259,7 @@ export const prepareAdvancerKit = (
         notifyFacet: M.remotable(),
         borrowerFacet: M.remotable(),
         poolAccount: M.remotable(),
+        intermediateRecipient: ChainAddressShape,
       }),
     },
   );
diff --git a/packages/fast-usdc/src/exos/settler.js b/packages/fast-usdc/src/exos/settler.js
index 72f1e1f9626..035c288cabd 100644
--- a/packages/fast-usdc/src/exos/settler.js
+++ b/packages/fast-usdc/src/exos/settler.js
@@ -1,5 +1,6 @@
 import { AmountMath } from '@agoric/ertp';
 import { assertAllDefined, makeTracer } from '@agoric/internal';
+import { ChainAddressShape } from '@agoric/orchestration';
 import { atob } from '@endo/base64';
 import { E } from '@endo/far';
 import { M } from '@endo/patterns';
@@ -93,6 +94,7 @@ export const prepareSettler = (
      *   remoteDenom: Denom;
      *   repayer: LiquidityPoolKit['repayer'];
      *   settlementAccount: HostInterface<OrchestrationAccount<{ chainId: 'agoric' }>>
+     *   intermediateRecipient: ChainAddress;
      * }} config
      */
     config => {
@@ -255,7 +257,7 @@ export const prepareSettler = (
          * @param {string} EUD
          */
         forward(txHash, sender, fullValue, EUD) {
-          const { settlementAccount } = this.state;
+          const { settlementAccount, intermediateRecipient } = this.state;
 
           const dest = chainHub.makeChainAddress(EUD);
 
@@ -263,6 +265,11 @@ export const prepareSettler = (
           const txfrV = E(settlementAccount).transfer(
             dest,
             AmountMath.make(USDC, fullValue),
+            {
+              forwardOpts: {
+                intermediateRecipient,
+              },
+            },
           );
           void vowTools.watch(txfrV, this.facets.transferHandler, {
             txHash,
@@ -305,6 +312,7 @@ export const prepareSettler = (
         sourceChannel: M.string(),
         remoteDenom: M.string(),
         mintedEarly: M.remotable('mintedEarly'),
+        intermediateRecipient: ChainAddressShape,
       }),
     },
   );
diff --git a/packages/fast-usdc/src/fast-usdc.contract.js b/packages/fast-usdc/src/fast-usdc.contract.js
index aa799e101d2..1bcdf2b4a4e 100644
--- a/packages/fast-usdc/src/fast-usdc.contract.js
+++ b/packages/fast-usdc/src/fast-usdc.contract.js
@@ -140,7 +140,7 @@ export const contract = async (zcf, privateArgs, zone, tools) => {
     'test of forcing evidence',
   );
 
-  const { makeLocalAccount } = orchestrateAll(flows, {});
+  const { makeLocalAccount, makeNobleAccount } = orchestrateAll(flows, {});
 
   const creatorFacet = zone.exo('Fast USDC Creator', undefined, {
     /** @type {(operatorId: string) => Promise<Invitation<OperatorKit>>} */
@@ -214,7 +214,7 @@ export const contract = async (zcf, privateArgs, zone, tools) => {
       privateArgs.assetInfo,
     );
   }
-
+  const nobleAccountV = zone.makeOnce('NobleAccount', () => makeNobleAccount());
   const feedKit = zone.makeOnce('Feed Kit', () => makeFeedKit());
 
   const poolAccountV = zone.makeOnce('PoolAccount', () => makeLocalAccount());
@@ -222,10 +222,18 @@ export const contract = async (zcf, privateArgs, zone, tools) => {
     makeLocalAccount(),
   );
   // when() is OK here since this clearly resolves promptly.
-  /** @type {HostInterface<OrchestrationAccount<{chainId: 'agoric';}>>[]} */
-  const [poolAccount, settlementAccount] = await vowTools.when(
-    vowTools.all([poolAccountV, settleAccountV]),
+  /** @type {[HostInterface<OrchestrationAccount<{chainId: 'noble-1';}>>, HostInterface<OrchestrationAccount<{chainId: 'agoric-3';}>>, HostInterface<OrchestrationAccount<{chainId: 'agoric-3';}>>]} */
+  const [nobleAccount, poolAccount, settlementAccount] = await vowTools.when(
+    vowTools.all([nobleAccountV, poolAccountV, settleAccountV]),
+  );
+  trace('settlementAccount', settlementAccount);
+  trace('poolAccount', poolAccount);
+  trace('nobleAccount', nobleAccount);
+
+  const intermediateRecipient = await vowTools.when(
+    E(nobleAccount).getAddress(),
   );
+  trace('intermediateRecipient', intermediateRecipient);
 
   const [_agoric, _noble, agToNoble] = await vowTools.when(
     chainHub.getChainsAndConnection('agoric', 'noble'),
@@ -235,6 +243,7 @@ export const contract = async (zcf, privateArgs, zone, tools) => {
     sourceChannel: agToNoble.transferChannel.counterPartyChannelId,
     remoteDenom: 'uusdc',
     settlementAccount,
+    intermediateRecipient,
   });
 
   const advancer = zone.makeOnce('Advancer', () =>
@@ -242,6 +251,7 @@ export const contract = async (zcf, privateArgs, zone, tools) => {
       borrowerFacet: poolKit.borrower,
       notifyFacet: settlerKit.notify,
       poolAccount,
+      intermediateRecipient,
     }),
   );
   // Connect evidence stream to advancer
diff --git a/packages/fast-usdc/src/fast-usdc.flows.js b/packages/fast-usdc/src/fast-usdc.flows.js
index 9f330a4c905..a9aedd6228e 100644
--- a/packages/fast-usdc/src/fast-usdc.flows.js
+++ b/packages/fast-usdc/src/fast-usdc.flows.js
@@ -11,3 +11,13 @@ export const makeLocalAccount = async orch => {
   return agoricChain.makeAccount();
 };
 harden(makeLocalAccount);
+
+/**
+ * @satisfies {OrchestrationFlow}
+ * @param {Orchestrator} orch
+ */
+export const makeNobleAccount = async orch => {
+  const nobleChain = await orch.getChain('noble');
+  return nobleChain.makeAccount();
+};
+harden(makeNobleAccount);
diff --git a/packages/fast-usdc/src/type-guards.js b/packages/fast-usdc/src/type-guards.js
index 5561f7b9332..a645f90bae4 100644
--- a/packages/fast-usdc/src/type-guards.js
+++ b/packages/fast-usdc/src/type-guards.js
@@ -49,11 +49,10 @@ export const CctpTxEvidenceShape = {
     recipientAddress: M.string(),
   },
   blockHash: EvmHashShape,
-  blockNumber: M.bigint(),
-  blockTimestamp: M.bigint(),
+  blockNumber: M.nat(),
   chainId: M.number(),
   tx: {
-    amount: M.bigint(),
+    amount: M.nat(),
     forwardingAddress: M.string(),
   },
   txHash: EvmHashShape,
diff --git a/packages/fast-usdc/src/types.ts b/packages/fast-usdc/src/types.ts
index e25536ff383..edd182337b7 100644
--- a/packages/fast-usdc/src/types.ts
+++ b/packages/fast-usdc/src/types.ts
@@ -16,7 +16,6 @@ export interface CctpTxEvidence {
   };
   blockHash: EvmHash;
   blockNumber: bigint;
-  blockTimestamp: bigint;
   chainId: number;
   /** data covered by signature (aka txHash) */
   tx: {
diff --git a/packages/fast-usdc/test/exos/advancer.test.ts b/packages/fast-usdc/test/exos/advancer.test.ts
index 0921fb4838f..818554dacca 100644
--- a/packages/fast-usdc/test/exos/advancer.test.ts
+++ b/packages/fast-usdc/test/exos/advancer.test.ts
@@ -14,7 +14,7 @@ import { prepareStatusManager } from '../../src/exos/status-manager.js';
 import { makeFeeTools } from '../../src/utils/fees.js';
 import { addressTools } from '../../src/utils/address.js';
 import { commonSetup } from '../supports.js';
-import { MockCctpTxEvidences } from '../fixtures.js';
+import { MockCctpTxEvidences, intermediateRecipient } from '../fixtures.js';
 import {
   makeTestFeeConfig,
   makeTestLogger,
@@ -113,6 +113,7 @@ const createTestExtensions = (t, common: CommonSetup) => {
     borrowerFacet: mockBorrowerF,
     notifyFacet: mockNotifyF,
     poolAccount: mockAccounts.mockPoolAccount.account,
+    intermediateRecipient,
   });
 
   return {
@@ -221,6 +222,7 @@ test('updates status to OBSERVED on insufficient pool funds', async t => {
     borrowerFacet: mockBorrowerErrorF,
     notifyFacet: mockNotifyF,
     poolAccount: mockPoolAccount.account,
+    intermediateRecipient,
   });
 
   const mockEvidence = MockCctpTxEvidences.AGORIC_PLUS_DYDX();
diff --git a/packages/fast-usdc/test/exos/settler.test.ts b/packages/fast-usdc/test/exos/settler.test.ts
index c970f55eaed..f900c7cd191 100644
--- a/packages/fast-usdc/test/exos/settler.test.ts
+++ b/packages/fast-usdc/test/exos/settler.test.ts
@@ -9,7 +9,11 @@ import { prepareSettler } from '../../src/exos/settler.js';
 import { prepareStatusManager } from '../../src/exos/status-manager.js';
 import type { CctpTxEvidence } from '../../src/types.js';
 import { makeFeeTools } from '../../src/utils/fees.js';
-import { MockCctpTxEvidences, MockVTransferEvents } from '../fixtures.js';
+import {
+  MockCctpTxEvidences,
+  MockVTransferEvents,
+  intermediateRecipient,
+} from '../fixtures.js';
 import { makeTestLogger, prepareMockOrchAccounts } from '../mocks.js';
 import { commonSetup } from '../supports.js';
 
@@ -87,6 +91,7 @@ const makeTestContext = async t => {
       fetchedChainInfo.agoric.connections['noble-1'].transferChannel
         .counterPartyChannelId,
     remoteDenom: 'uusdc',
+    intermediateRecipient,
   });
 
   const simulate = harden({
@@ -280,6 +285,15 @@ test('slow path: forward to EUD; remove pending tx', async t => {
         value: 'osmo183dejcnmkka5dzcu9xw6mywq0p2m5peks28men',
       },
       usdc.units(150),
+      {
+        forwardOpts: {
+          intermediateRecipient: {
+            chainId: 'noble-1',
+            encoding: 'bech32',
+            value: 'noble1test',
+          },
+        },
+      },
     ],
   ]);
 
diff --git a/packages/fast-usdc/test/fast-usdc.contract.test.ts b/packages/fast-usdc/test/fast-usdc.contract.test.ts
index 94e79dddbb8..c622acd50a7 100644
--- a/packages/fast-usdc/test/fast-usdc.contract.test.ts
+++ b/packages/fast-usdc/test/fast-usdc.contract.test.ts
@@ -97,6 +97,7 @@ const startContract = async (
 
 const makeTestContext = async (t: ExecutionContext) => {
   const common = await commonSetup(t);
+  await E(common.mocks.ibcBridge).setAddressPrefix('noble');
 
   const startKit = await startContract(common, 2);
 
@@ -328,7 +329,6 @@ const makeEVM = (template = MockCctpTxEvidences.AGORIC_PLUS_OSMO()) => {
       ...template,
       txHash: `0x00000${nonce}`,
       blockNumber: template.blockNumber + BigInt(nonce),
-      blockTimestamp: template.blockTimestamp + BigInt(nonce * 3),
       tx: { ...template.tx, amount },
       // KLUDGE: CCTP doesn't know about aux; it would be added by OCW
       aux: { ...template.aux, recipientAddress },
@@ -406,7 +406,7 @@ const makeCustomer = (
         const [ibcTransferMsg] = lm.messages;
         // support advances to noble + other chains
         const receiver =
-          ibcTransferMsg.receiver === 'pfm'
+          ibcTransferMsg.receiver === 'noble1test' // intermediateRecipient value
             ? JSON.parse(ibcTransferMsg.memo).forward.receiver
             : ibcTransferMsg.receiver;
         return (
diff --git a/packages/fast-usdc/test/fixtures.ts b/packages/fast-usdc/test/fixtures.ts
index 0a520918906..cbd83ccb657 100644
--- a/packages/fast-usdc/test/fixtures.ts
+++ b/packages/fast-usdc/test/fixtures.ts
@@ -1,6 +1,7 @@
 import type { VTransferIBCEvent } from '@agoric/vats';
 import { buildVTransferEvent } from '@agoric/orchestration/tools/ibc-mocks.js';
 import fetchedChainInfo from '@agoric/orchestration/src/fetched-chain-info.js';
+import type { ChainAddress } from '@agoric/orchestration';
 import type { CctpTxEvidence } from '../src/types.js';
 
 const mockScenarios = [
@@ -20,7 +21,6 @@ export const MockCctpTxEvidences: Record<
     blockHash:
       '0x90d7343e04f8160892e94f02d6a9b9f255663ed0ac34caca98544c8143fee665',
     blockNumber: 21037663n,
-    blockTimestamp: 1730762090n,
     txHash:
       '0xc81bc6105b60a234c7c50ac17816ebcd5561d366df8bf3be59ff387552761702',
     tx: {
@@ -39,7 +39,6 @@ export const MockCctpTxEvidences: Record<
     blockHash:
       '0x80d7343e04f8160892e94f02d6a9b9f255663ed0ac34caca98544c8143fee699',
     blockNumber: 21037669n,
-    blockTimestamp: 1730762099n,
     txHash:
       '0xd81bc6105b60a234c7c50ac17816ebcd5561d366df8bf3be59ff387552761799',
     tx: {
@@ -58,7 +57,6 @@ export const MockCctpTxEvidences: Record<
     blockHash:
       '0x70d7343e04f8160892e94f02d6a9b9f255663ed0ac34caca98544c8143fee699',
     blockNumber: 21037669n,
-    blockTimestamp: 1730762099n,
     txHash:
       '0xa81bc6105b60a234c7c50ac17816ebcd5561d366df8bf3be59ff387552761799',
     tx: {
@@ -77,7 +75,6 @@ export const MockCctpTxEvidences: Record<
     blockHash:
       '0x70d7343e04f8160892e94f02d6a9b9f255663ed0ac34caca98544c8143fee699',
     blockNumber: 21037669n,
-    blockTimestamp: 1730762099n,
     txHash:
       '0xa81bc6105b60a234c7c50ac17816ebcd5561d366df8bf3be59ff387552761799',
     tx: {
@@ -145,3 +142,9 @@ export const MockVTransferEvents: Record<
         MockCctpTxEvidences.AGORIC_UNKNOWN_EUD().aux.recipientAddress,
     }),
 };
+
+export const intermediateRecipient: ChainAddress = harden({
+  chainId: 'noble-1',
+  value: 'noble1test',
+  encoding: 'bech32',
+});
diff --git a/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.md b/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.md
index 72890a09ece..1c6fe4d0433 100644
--- a/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.md
+++ b/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.md
@@ -588,6 +588,7 @@ Generated by [AVA](https://avajs.dev).
           withdrawHandler: Object @Alleged: Liquidity Pool withdrawHandler {},
         },
         'Liquidity Pool_kindHandle': 'Alleged: kind',
+        NobleAccount: 'Vow',
         'Operator Kit_kindHandle': 'Alleged: kind',
         PendingTxs: {},
         PoolAccount: 'Vow',
@@ -601,6 +602,9 @@ Generated by [AVA](https://avajs.dev).
           makeLocalAccount: {
             asyncFlow_kindHandle: 'Alleged: kind',
           },
+          makeNobleAccount: {
+            asyncFlow_kindHandle: 'Alleged: kind',
+          },
         },
         pending: {},
         vstorage: {
@@ -620,6 +624,10 @@ Generated by [AVA](https://avajs.dev).
             pending: false,
             value: Object @Alleged: LocalChainFacade public {},
           },
+          noble: {
+            pending: false,
+            value: Object @Alleged: RemoteChainFacade public {},
+          },
         },
         ibcTools: {
           IBCTransferSenderKit_kindHandle: 'Alleged: kind',
diff --git a/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.snap b/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.snap
index c289cbdd0bb..09943c2591d 100644
Binary files a/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.snap and b/packages/fast-usdc/test/snapshots/fast-usdc.contract.test.ts.snap differ
diff --git a/packages/orchestration/src/cosmos-api.ts b/packages/orchestration/src/cosmos-api.ts
index dad627c1382..a4934c2006c 100644
--- a/packages/orchestration/src/cosmos-api.ts
+++ b/packages/orchestration/src/cosmos-api.ts
@@ -334,6 +334,8 @@ export interface IBCMsgTransferOptions {
   timeoutTimestamp?: MsgTransfer['timeoutTimestamp'];
   memo?: string;
   forwardOpts?: {
+    /** The recipient address for the intermediate transfer. Defaults to 'pfm' unless specified */
+    intermediateRecipient?: ChainAddress;
     timeout?: ForwardInfo['forward']['timeout'];
     retries?: ForwardInfo['forward']['retries'];
   };
@@ -395,7 +397,7 @@ export type TransferRoute = {
   token: Coin;
 } & (
   | {
-      receiver: typeof PFM_RECEIVER;
+      receiver: typeof PFM_RECEIVER | ChainAddress['value'];
       /** contains PFM forwarding info */
       forwardInfo: ForwardInfo;
     }
diff --git a/packages/orchestration/src/exos/chain-hub.js b/packages/orchestration/src/exos/chain-hub.js
index 8f40d34b563..557d25e0585 100644
--- a/packages/orchestration/src/exos/chain-hub.js
+++ b/packages/orchestration/src/exos/chain-hub.js
@@ -606,7 +606,7 @@ export const makeChainHub = (zone, agoricNames, vowTools) => {
          * purposely using invalid bech32
          * {@link https://github.com/cosmos/ibc-apps/blob/26f3ad8f58e4ffc7769c6766cb42b954181dc100/middleware/packet-forward-middleware/README.md#minimal-example---chain-forward-a-b-c}
          */
-        receiver: PFM_RECEIVER,
+        receiver: forwardOpts?.intermediateRecipient?.value || PFM_RECEIVER,
         forwardInfo,
       });
     },
diff --git a/packages/orchestration/src/exos/cosmos-orchestration-account.js b/packages/orchestration/src/exos/cosmos-orchestration-account.js
index 843bb10fbb5..a787ff8e39d 100644
--- a/packages/orchestration/src/exos/cosmos-orchestration-account.js
+++ b/packages/orchestration/src/exos/cosmos-orchestration-account.js
@@ -82,7 +82,7 @@ import { makeTimestampHelper } from '../utils/time.js';
  * @import {LocalIbcAddress, RemoteIbcAddress} from '@agoric/vats/tools/ibc-utils.js';
  */
 
-const trace = makeTracer('ComosOrchestrationAccountHolder');
+const trace = makeTracer('CosmosOrchAccount');
 
 const { Vow$ } = NetworkShape; // TODO #9611
 
diff --git a/packages/orchestration/src/exos/local-orchestration-account.js b/packages/orchestration/src/exos/local-orchestration-account.js
index 20285c1c9b2..362ac8950d7 100644
--- a/packages/orchestration/src/exos/local-orchestration-account.js
+++ b/packages/orchestration/src/exos/local-orchestration-account.js
@@ -43,7 +43,7 @@ import { TransferRouteShape } from './chain-hub.js';
  * @import {ZoeTools} from '../utils/zoe-tools.js';
  */
 
-const trace = makeTracer('LOA');
+const trace = makeTracer('LocalOrchAccount');
 
 const { Vow$ } = NetworkShape; // TODO #9611
 
@@ -678,7 +678,7 @@ export const prepareLocalOrchestrationAccountKit = (
          */
         transfer(destination, amount, opts) {
           return asVow(() => {
-            trace('Transferring funds from LCA over IBC');
+            trace('Transferring funds over IBC');
             const denomAmount = coerceDenomAmount(chainHub, amount);
 
             const { forwardOpts, ...rest } = opts ?? {};
@@ -690,6 +690,7 @@ export const prepareLocalOrchestrationAccountKit = (
               'agoric',
               forwardOpts,
             );
+            trace('got transfer route', q(route).toString());
 
             // set a `timeoutTimestamp` if caller does not supply either `timeoutHeight` or `timeoutTimestamp`
             // TODO #9324 what's a reasonable default? currently 5 minutes
diff --git a/packages/orchestration/src/exos/remote-chain-facade.js b/packages/orchestration/src/exos/remote-chain-facade.js
index 3efebfff11d..3349eb39c5d 100644
--- a/packages/orchestration/src/exos/remote-chain-facade.js
+++ b/packages/orchestration/src/exos/remote-chain-facade.js
@@ -125,8 +125,6 @@ const prepareRemoteChainFacadeKit = (
         makeAccount() {
           return asVow(() => {
             const { remoteChainInfo, connectionInfo } = this.state;
-            const stakingDenom = remoteChainInfo.stakingTokens?.[0]?.denom;
-            if (!stakingDenom) throw Fail`chain info lacks staking denom`;
 
             // icqConnection is ultimately retrieved from state, but let's
             // create a connection if it doesn't exist
diff --git a/packages/orchestration/src/typeGuards.js b/packages/orchestration/src/typeGuards.js
index 4496e245643..3f83257ab32 100644
--- a/packages/orchestration/src/typeGuards.js
+++ b/packages/orchestration/src/typeGuards.js
@@ -245,6 +245,7 @@ export const ForwardOptsShape = M.splitRecord(
   {
     timeout: M.string(),
     retries: M.number(),
+    intermediateRecipient: ChainAddressShape,
   },
   {},
 );
diff --git a/packages/orchestration/test/exos/chain-hub.test.ts b/packages/orchestration/test/exos/chain-hub.test.ts
index 870d5c9672d..1505c6e0321 100644
--- a/packages/orchestration/test/exos/chain-hub.test.ts
+++ b/packages/orchestration/test/exos/chain-hub.test.ts
@@ -377,6 +377,7 @@ test('makeTransferRoute - takes forwardOpts', t => {
     token: {
       denom: uusdcOnOsmosis,
     },
+    receiver: 'pfm',
     forwardInfo: {
       forward: {
         channel: 'channel-21',
@@ -385,9 +386,19 @@ test('makeTransferRoute - takes forwardOpts', t => {
     },
   });
 
+  const nobleAddr = harden({
+    value: 'noble1234',
+    encoding: 'bech32' as const,
+    chainId: 'noble-1',
+  });
+
   t.like(
-    chainHub.makeTransferRoute(dest, amt, 'osmosis', { timeout: '99m' }),
+    chainHub.makeTransferRoute(dest, amt, 'osmosis', {
+      timeout: '99m',
+      intermediateRecipient: nobleAddr,
+    }),
     {
+      receiver: nobleAddr.value,
       forwardInfo: {
         forward: {
           timeout: '99m' as const,
diff --git a/packages/orchestration/test/facade-durability.test.ts b/packages/orchestration/test/facade-durability.test.ts
index dff35064c26..011ccc98276 100644
--- a/packages/orchestration/test/facade-durability.test.ts
+++ b/packages/orchestration/test/facade-durability.test.ts
@@ -80,7 +80,7 @@ test('chain info', async t => {
   t.deepEqual(await vt.when(result.getChainInfo()), mockChainInfo);
 });
 
-test('faulty chain info', async t => {
+test('missing chain info', async t => {
   const { facadeServices, commonPrivateArgs } = await commonSetup(t);
 
   const zone = provideFreshRootZone();
@@ -99,16 +99,7 @@ test('faulty chain info', async t => {
     commonPrivateArgs.marshaller,
   );
 
-  const { chainHub, orchestrate } = orchKit;
-
-  const { stakingTokens, ...sansStakingTokens } = mockChainInfo;
-
-  chainHub.registerChain('mock', sansStakingTokens);
-  chainHub.registerConnection(
-    'agoric-3',
-    mockChainInfo.chainId,
-    mockChainConnection,
-  );
+  const { orchestrate } = orchKit;
 
   const handle = orchestrate('mock', {}, async orc => {
     const chain = await orc.getChain('mock');
@@ -117,7 +108,7 @@ test('faulty chain info', async t => {
   });
 
   await t.throwsAsync(vt.when(handle()), {
-    message: 'chain info lacks staking denom',
+    message: 'chain not found:mock',
   });
 });